DWP: What people can no longer claim after getting their state pension
Benefit seekers who have reached the legal retirement age will no longer be able to access certain financial aid. The Department for Work and Pensions (DWP) has defined what you cannot claim when you reach statutory retirement age, as well as what is not affected.
The state pension provides financial support every four weeks to around 12.4 million people across the UK, with claimants receiving a regular payment of £185.15 a week for the new full state pension. Alternatively, claimants receive £141.85 a week for the old basic state pension (Category A or B), which is available to those who have reached eligible UK government retirement age, which is past at age 66 for men and women in October 2020.
However, two other increases have been provided for in the legislation and are currently under consideration for a gradual increase to age 67 for those born in April 1960 or later and a gradual increase to age 68 between 2044 and 2046 for those born in April 1977 or after, the Daily Record writes. For anyone approaching official retirement age, it’s worth knowing that your age may affect what benefits you can claim later, because when you reach state retirement age or credit age pension, you can start claiming some benefits while others stop.
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Your state pension age is the same as your pension credit age, unless you are a male born before December 6, 1953. You can check your state pension age and if you can start to apply for a pension credit on the ‘Check your state pension age’ page of the GOV.UK website here.
- Benefits affected by your retirement age
Turn2Us has created an essential guide to what benefits you cannot claim from the Department of Work and Pensions (DWP) when you reach state retirement age or pension credit age.
When you or your partner reach Pension Credit age, you can no longer claim:
- Income-Based Jobseeker’s Allowance
- Employment and Income Support Benefit (ESA)
- Income support
- Universal Credit
When you, or your partner, reach the legal retirement age, you can no longer request:
- Contributory jobseeker’s allowance (JSA)
- Contributory Employment and Assistance Allowance (ESA)
You cannot re-apply for Disability Living Allowance (DLA), Personal Independence Payment (PIP) or Adult Disability Payment (ADP) – the new disability benefit replacing the PIP for people in Scotland this year – once you have reached state pension age, however, if you were already receiving DLA, PIP or ADP you can reapply even if you are over statutory age of retirement.
This can only be done as long as you are making a claim for the same medical conditions for which you received the benefit and your last claim ended less than 12 months before you reached retirement age. ‘State.
The DWP said DLA applicants born before April 8, 1948 will not transfer to the PIP, but those born after that date will.
People living in Scotland who currently receive DLA or PIP will be transferred to Scotland’s new devolved social security system from August 29 this year – migration for those on DLA is expected to take up to 18 months for all the applicants.
The Bereavement Support Payment and Widowed Parent’s Allowance are also not available once you reach state retirement age.
Benefits not affected by your statutory retirement age
You can claim these benefits even if you are over the legal retirement age:
- Child Benefit (provided by HMRC)
- Caregiver allowance – you may not be eligible for the full financial element depending on your state pension income
- Guardian’s allowance
- Statutory sick pay (SSP)
You can also apply for these benefits even if you are over the legal retirement age, but only if you reach the income threshold specific to the benefits:
- Pension credit
- Housing allowance
- Council tax support
- Coverage of mortgage interest
- Working Tax Credit (HMRC) – you cannot reapply for this, but if you already get it you can continue to get it
- Child Tax Credit (HMRC) – you cannot re-apply for this, but if you already get it you can continue to get it
- Assistance with health costs
- Payment in cold weather
- Discount program for warm homes
- Payment for winter fuel
For more details on benefits when you reach state retirement age, visit the Turn2Us website here.